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Financial Professional

Troylena Hernandez

Troylena Hernandez is a financial professional serving individuals and families in Colorado Springs, Colorado, trained and supported by The Miliare Group. They provide complimentary financial guidance to help with budgeting, insurance planning, retirement strategies, college funding, legacy planning, long-term care, and business solutions—focused on clarity, confidence, and informed decision-making.

Most of aren’t taught how money really works. Most of us are taught to get a good education, find a “good paying” job, put some money in the bank and use the company’s retirement plan and benefits to prepare for the future. What we aren’t taught is how to secure those savings and what happens if we change “jobs” for a different company. How do we protect ourselves if another 2008 crash or crazy pandemic happens again?

I am a family oriented financial professional. My focus is educating middle income families like my parents who were never taught about all the options available to them. I grew up in Southern California in a two-parent household with one sister. My dad was an electrician who served in the Army and my mom is a Nurse. Even though my parents made a decent income, there never seemed to be enough money for them to save for retirement. Both my parents come from large families and weren’t taught the value of financial education. They did what their parents did and put a little money in the bank and when the 401K was created, they used that for a period of time. Those habits were then passed to the next generation, myself and my sister.

There are so many more options available! I focus on teaching my clients about all the options available and the importance of using all of them. My philosophy is to never put all your eggs in one basket. My clients appreciate the fact that I don’t focus on one product or one solution and encourage them to be diverse. Through education, not product, the families I have the honor of working with find themselves better equipped for their financial journey.  No two situations are the same so having the ability to customize plans is another reason my clients enjoy working with me.

As a mother, and now grandmother, I want to change the trajectory of my family. Talking about money and how money works was such a taboo topic for my generation. Money is not everything but it’s right up there with air. If a person can’t breathe, they will die and without money and proper knowledge about money, financial struggles follow.  I want to teach my children and grandchildren that talking about how money works is as normal as talking about what they ate today. Knowledge is only power when that knowledge is applied!

If you are looking for a way to change your future while helping others change theirs, let’s talk! I help ambitious, growth minded professionals transition into a role that rewards their performance. You don’t need to work harder, you need a better environment!

Trusted Providers

Leading Financial & Insurance Providers

The Miliare Group works with nearly 200 of the nation’s leading financial services and insurance providers.

This broad network allows our consultants to help individuals, families, and business owners find solutions across insurance, retirement planning, college funding, legacy strategies, long-term care, and business protection—without being limited to a single company or product.

Real-Word Financial Products

We pair education with practical tools to solve real financial challenges. Clients see clear comparisons and plain- English explanations before choosing solutions that fit their goals and budget

Insurance

The most important part of preparing for the future is protecting it. Help clients prepare for uncertainty, as they may live too long, die too soon or become disabled.

Retirement Strategies

A key to any financial strategy is preparing for retirement. You’ll be able to offer people a variety of options to help them prepare for their leisure years.

College Funding

Whether preparing to send the first – or fifth – child to college, many families can benefit from the help of a financial professional.

Legacy Strategies

Without a personal legacy plan, the value of someone’s estate can be eroded by taxes, and the disposition of their assets may not be what they intended.

Long -Term Care

A plan to cover long-term care expenses is often overlooked but can be a key component of a solid financial foundation. Although the need for long-term care may be far into the future

Business Solutions

Small business owners need financial and insurance solutions for themselves and their employees, and they need to ensure the future security of their business. 

SIX STEPS TO FINANCIAL INDEPENDENCE

Charting your Financial Future begins with these Six Core Concepts

Contact me today to look at your individual circumstances and see where you are with the Six Steps to Financial Independence.

Cash Flow

Proper Protection

Debt Managment

Build Wealth

Emergency Fund

Preserve Wealth

Building wealth, creating futures.

Trusted financial consulting firm providing expert guidance and personalized solutions to help clients unlock their full financial potential.

A Client-First Approach

The Miliare Group is committed to education, transparency, and personalized guidance. Our consultants take the time to understand each client’s goals and help them explore financial and insurance solutions designed to support long-term stability and peace of mind.

What Clients Are Saying

Helping Families Make Confident Financial Decisions


1
We were impressed by how quickly the fraud detection tools flagged suspicious transactions. The insights were clear, actionable, and helped us prevent potential financial loss.”
2
“With their proactive tax strategies, our family significantly reduced liabilities and created a smarter path toward long-term wealth.”