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Financial Professional

Terri Smith

Terri Smith is a financial professional serving individuals and families in Palm Bay, Florida, trained and supported by The Miliare Group. They provide complimentary financial guidance to help with budgeting, insurance planning, retirement strategies, college funding, legacy planning, long-term care, and business solutions—focused on clarity, confidence, and informed decision-making.

Terri has over 30 years of experience serving in various capacities within the church, from Sunday School Teacher to Evangelist to Co-pastor with her husband. Throughout her life, she has served on numerous non-profit and church boards, addressing issues related to governing daily operations, strategic planning, budgeting, facility expansion, and program development. She retired as Executive Director for Helps Community Initiatives, Inc. (HCI), a non-profit Community Development Corporation in Palm Bay, FL, and now serves as CEO of Genesis of Good Samaritans, a non-profit located in Columbus, OH.

 

Terri has a bachelor’s degree in business administration and Christian Counseling. With her training in computer operations and information systems from the USAF, she later worked as a Data Analyst for Lockheed/Martin, launching Titan IV missiles from Cape Canaveral Space Force Station, and as a Certified IT Project Manager for the State of Ohio. She is now a licensed agent and Financial Services Professional with World Financial Group.

 

Terri is a coal miner’s granddaughter and was born and raised in Vivian, West Virginia, and now resides in Palm Bay, FL. She has been happily married for 41 years to Reverend Leroy Smith, who is also a WFG Agent. Together they have six children and nine grandchildren. She has a love for Christ, a passion to serve, and a purpose to fulfill.

Trusted Providers

Leading Financial & Insurance Providers

The Miliare Group works with nearly 200 of the nation’s leading financial services and insurance providers.

This broad network allows our consultants to help individuals, families, and business owners find solutions across insurance, retirement planning, college funding, legacy strategies, long-term care, and business protection—without being limited to a single company or product.

Real-Word Financial Products

We pair education with practical tools to solve real financial challenges. Clients see clear comparisons and plain- English explanations before choosing solutions that fit their goals and budget

Insurance

The most important part of preparing for the future is protecting it. Help clients prepare for uncertainty, as they may live too long, die too soon or become disabled.

Retirement Strategies

A key to any financial strategy is preparing for retirement. You’ll be able to offer people a variety of options to help them prepare for their leisure years.

College Funding

Whether preparing to send the first – or fifth – child to college, many families can benefit from the help of a financial professional.

Legacy Strategies

Without a personal legacy plan, the value of someone’s estate can be eroded by taxes, and the disposition of their assets may not be what they intended.

Long -Term Care

A plan to cover long-term care expenses is often overlooked but can be a key component of a solid financial foundation. Although the need for long-term care may be far into the future

Business Solutions

Small business owners need financial and insurance solutions for themselves and their employees, and they need to ensure the future security of their business. 

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SIX STEPS TO FINANCIAL INDEPENDENCE

Charting your Financial Future begins with these Six Core Concepts

Contact me today to look at your individual circumstances and see where you are with the Six Steps to Financial Independence.

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Cash Flow

Proper Protection

Debt Managment

Build Wealth

Emergency Fund

Preserve Wealth

Building wealth, creating futures.

Trusted financial consulting firm providing expert guidance and personalized solutions to help clients unlock their full financial potential.
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A Client-First Approach

The Miliare Group is committed to education, transparency, and personalized guidance. Our consultants take the time to understand each client’s goals and help them explore financial and insurance solutions designed to support long-term stability and peace of mind.

What Clients Are Saying

Helping Families Make Confident Financial Decisions


1
★★★★★
We were impressed by how quickly the fraud detection tools flagged suspicious transactions. The insights were clear, actionable, and helped us prevent potential financial loss.”
2
★★★★★
“With their proactive tax strategies, our family significantly reduced liabilities and created a smarter path toward long-term wealth.”