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Financial Professional

Desiree Sotelo

Desiree Sotelo is a financial professional serving individuals and families in Remsen, New York, trained and supported by The Miliare Group. They provide complimentary financial guidance to help with budgeting, insurance planning, retirement strategies, college funding, legacy planning, long-term care, and business solutions—focused on clarity, confidence, and informed decision-making.

My name is Desiree Sotelo, and I’m a financial strategist dedicated to helping individuals, families, and business owners build strong financial foundations and long-term security. My professional focus is centered around financial education—helping people understand how money works, how it grows, and how to create strategies that protect their families while building wealth for the future.

My passion for this work comes from my own life experiences. I served six years in the United States Army as a combat medic, where service to others was at the heart of everything I did. After my military career ended due to a cancer diagnosis, I faced firsthand what it means to navigate financial uncertainty without the proper protection in place. That experience shaped my mission: to ensure families are informed, protected, and empowered when it comes to their financial future.

Today, I work with families across the country to help them with retirement strategies, protection planning, and financial education. My approach is simple—I believe people deserve clarity, not confusion, when it comes to their finances.

Outside of my professional life, I’m a proud daughter, sister, and mentor who values faith, resilience, and building meaningful relationships. I love connecting with people, hearing their stories, and helping them turn their goals into achievable plans. Clients often tell me they appreciate my honesty, my ability to simplify complex topics, and the genuine care I bring to every conversation.

For me, this work is about more than finances, it’s about impact, legacy, and making sure no family feels unprepared for the future.

Trusted Providers

Leading Financial & Insurance Providers

The Miliare Group works with nearly 200 of the nation’s leading financial services and insurance providers.

This broad network allows our consultants to help individuals, families, and business owners find solutions across insurance, retirement planning, college funding, legacy strategies, long-term care, and business protection—without being limited to a single company or product.

Real-Word Financial Products

We pair education with practical tools to solve real financial challenges. Clients see clear comparisons and plain- English explanations before choosing solutions that fit their goals and budget

Insurance

The most important part of preparing for the future is protecting it. Help clients prepare for uncertainty, as they may live too long, die too soon or become disabled.

Retirement Strategies

A key to any financial strategy is preparing for retirement. You’ll be able to offer people a variety of options to help them prepare for their leisure years.

College Funding

Whether preparing to send the first – or fifth – child to college, many families can benefit from the help of a financial professional.

Legacy Strategies

Without a personal legacy plan, the value of someone’s estate can be eroded by taxes, and the disposition of their assets may not be what they intended.

Long -Term Care

A plan to cover long-term care expenses is often overlooked but can be a key component of a solid financial foundation. Although the need for long-term care may be far into the future

Business Solutions

Small business owners need financial and insurance solutions for themselves and their employees, and they need to ensure the future security of their business. 

SIX STEPS TO FINANCIAL INDEPENDENCE

Charting your Financial Future begins with these Six Core Concepts

Contact me today to look at your individual circumstances and see where you are with the Six Steps to Financial Independence.

Cash Flow

Proper Protection

Debt Managment

Build Wealth

Emergency Fund

Preserve Wealth

Building wealth, creating futures.

Trusted financial consulting firm providing expert guidance and personalized solutions to help clients unlock their full financial potential.

A Client-First Approach

The Miliare Group is committed to education, transparency, and personalized guidance. Our consultants take the time to understand each client’s goals and help them explore financial and insurance solutions designed to support long-term stability and peace of mind.

What Clients Are Saying

Helping Families Make Confident Financial Decisions


1
We were impressed by how quickly the fraud detection tools flagged suspicious transactions. The insights were clear, actionable, and helped us prevent potential financial loss.”
2
“With their proactive tax strategies, our family significantly reduced liabilities and created a smarter path toward long-term wealth.”