About Miliare Group
Independent Financial Guidance Built Around Families
Miliare Group is a national network of financial professionals committed to helping families, entrepreneurs, and business owners make confident financial decisions through education, choice, and long-term strategy.
Pioneering Strategies for Your Financial Success
Transparency You Can Trust
Personalized Strategies
Expert Advisors
(1.5k+ Reviews)
Who We Serve
Miliare Group professionals work with individuals and families at every stage of life, as well as entrepreneurs and business owners navigating growth, transition, and protection.
We commonly help:
Families and individuals seeking clarity, confidence, and proper financial protection
Young professionals focused on building strong financial foundations early
Business owners and entrepreneurs planning for growth, continuity, and succession
Individuals and couples preparing for retirement, legacy planning, and generational wealth
Our Commitment
Start by calling or scheduling an appointment now...
Over
70,000
Entrepreneurs
Over
190+
Product Providers
8,000,000
Million
Families Helped Since 2001
259
Home Office Employees
What Makes Miliare Group Different
Education First
Independent Access
No Cost Guidance
Common Questions About The Miliare Group
When researching financial services online, it’s common to encounter mixed opinions—especially on forums and social media. Below are straightforward answers to the most common questions people ask about The Miliare Group, how we operate, and how clients and advisors are protected.
No. The Miliare Group is not a scam or pyramid scheme. It is a team of independent, licensed financial professionals operating under the World Financial Group (WFG) brokerage platform—one of the most heavily regulated distribution platforms in North America. Advisors are paid only when regulated financial products are issued through approved carriers, not for recruiting individuals. Clients are encouraged to verify licenses, request disclosures, and expect full transparency before moving forward.
The Miliare Group does not operate as a traditional multi-level marketing (MLM) company. Advisors are not required to purchase products to participate, and compensation is not paid simply for recruiting. Like real estate or insurance brokerages, some advisors choose to build teams and mentor others, but commissions are earned only through licensed, regulated product placement with clients—not enrollment.
Miliare advisors are compensated directly by the financial companies whose products they represent, not by client fees. These payments come from carrier marketing and distribution budgets and are disclosed within product illustrations. Clients are not billed separately for consultations, education, or planning services, which allows families at all income levels to access professional financial guidance.
Yes. Every Miliare advisor must hold an active state life and health insurance license, and additional securities licenses (such as FINRA Series registrations) are required when offering investment or retirement products. Advisors are subject to ongoing compliance oversight, background checks, continuing education requirements, and Errors & Omissions (E&O) insurance.
As with any large industry, experiences can vary based on the individual professional. Most negative feedback stems from mismatched expectations, poor advisor fit, or individuals who expected fast results without understanding the licensing and training requirements. Clients are encouraged to interview advisors, ask questions, and ensure they feel confident in the relationship before proceeding.
You can verify an advisor by checking their state license through the Department of Insurance, confirming any applicable FINRA registrations, requesting written disclosures, and reviewing product illustrations side-by-side. A qualified advisor should welcome questions, explain options clearly, and provide documentation without pressure.
Most online criticism comes from former agents, not clients, and typically reflects:
Misunderstanding of independent contractor models
Unrealistic income expectations
Poor experiences with specific teams or mentors
Discomfort with commission-based entrepreneurship
Industries like real estate, insurance, and financial services are not salaried jobs. They require licensing, education, and personal accountability. When people enter expecting guaranteed income, frustration can follow — and that frustration often appears online.
Yes — as has virtually every large financial services platform operating for decades across multiple jurisdictions.
Most historical matters involved:
Independent contractor classification disputes
Employment-related claims (common in commission industries)
Marketing and compliance interpretation updates
Importantly:
There have been no findings of systemic client fraud
Regulatory reviews led to process improvements, not shutdowns
This mirrors what has occurred across real estate, mortgage, insurance, and brokerage industries over time.
Because major carriers conduct extensive due diligence.
Insurance and financial institutions like Prudential, Nationwide, Pacific Life, Transamerica, and others:
Audit compliance practices regularly
Require licensing verification
Enforce disclosure standards
Terminate relationships if misconduct is systemic
These companies would not partner with a platform that posed ongoing risk to consumers.
Miliare Group places strong emphasis on:
Education before production
Joint client appointments before solo advising
Compliance-first marketing
Documentation and transparency
Client-centered strategy, not product pushing
Not all teams operate the same way. Just like in real estate, the team culture and mentor quality matter — and Miliare Group was built specifically to raise that standard.
No. Clients do not receive advisory invoices from Miliare Group.
Professionals are compensated by the product providers when regulated products are issued — similar to how real estate agents are paid by sellers or insurance agents by carriers.
This allows access to guidance without upfront consulting fees.
Because this is an independent professional model.
Just like real estate:
Some professionals are exceptional
Some are inexperienced
Some leave the industry early
Success depends on education, ethics, and effort
Miliare Group encourages clients to verify credentials, ask questions, and expect clear explanations — not pressure.
Today’s safeguards include:
Stronger compliance monitoring
Mandatory disclosures and illustrations
Digital audit trails
Errors & Omissions insurance
State and federal oversight
Clear complaint escalation processes
These protections are significantly more robust than in earlier decades across the financial industry.
We encourage clients to:
Verify licenses independently
Ask for written financial analyses
Review multiple options side-by-side
Understand fees, surrender schedules, and liquidity
Expect education — not pressure
A professional advisor will welcome these conversations.
Bottom Line
The Miliare Group is not a scam. It is a compliance-driven organization built to expand access to financial education and real-world financial solutions. Like any profession, results and experiences depend on the individual advisor—but the platform itself is licensed, regulated, and accountable.
Client Success: Building Financial Confidence Together
Every client story matters. We take the time to understand your goals, simplify complex financial decisions, and create strategies designed to protect what you’ve built while preparing for what’s ahead.
Miliare Group Reviews
Achieving Financial Goals Together
