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Financial Professional

ISJ Group

ISJ Group is a financial professional serving individuals and families in Pembroke Pines, Florida, trained and supported by The Miliare Group. They provide complimentary financial guidance to help with budgeting, insurance planning, retirement strategies, college funding, legacy planning, long-term care, and business solutions—focused on clarity, confidence, and informed decision-making.

Hi, I’m Irvence St. Jean, MBA, MSL, a financial professional dedicated to helping individuals, families, and business owners build, protect, and preserve their financial future. I believe financial planning is about more than numbers—it’s about creating confidence, security, and a lasting legacy for the people who matter most.

With more than 20 years of experience in leadership, business consulting, risk management, and client advocacy, I bring a strategic and personalized approach to every client relationship. My background has equipped me to simplify complex financial decisions and help clients navigate life’s milestones with clarity and confidence.

I specialize in developing customized financial strategies that align with each client’s unique goals, whether it’s protecting loved ones with life insurance, preparing for retirement, building generational wealth, funding a child’s education, or creating a business succession plan. Every recommendation begins with understanding your priorities and building a plan designed specifically for you.

As the Founder and Principal Consultant of ISJ Consulting Group, I’ve helped organizations and individuals develop strategies for long-term growth and success. That same commitment to education, integrity, and personalized service guides my work in financial planning. My goal is to empower every client to make informed decisions that lead to financial independence and lasting peace of mind.

Outside of my professional career, I am passionate about serving my community through leadership, mentorship, and nonprofit work. My faith, family, and commitment to service shape everything I do, and I strive to build relationships founded on trust, honesty, and genuine care.

Whether you’re just beginning your financial journey or looking to strengthen an existing plan, I’m committed to helping you make confident financial decisions today so you can create the future you envision tomorrow.

Helping you protect what matters today while building the legacy you deserve for tomorrow.

Trusted Providers

Leading Financial & Insurance Providers

The Miliare Group works with nearly 200 of the nation’s leading financial services and insurance providers.

This broad network allows our consultants to help individuals, families, and business owners find solutions across insurance, retirement planning, college funding, legacy strategies, long-term care, and business protection—without being limited to a single company or product.

Real-Word Financial Products

We pair education with practical tools to solve real financial challenges. Clients see clear comparisons and plain- English explanations before choosing solutions that fit their goals and budget

Insurance

The most important part of preparing for the future is protecting it. Help clients prepare for uncertainty, as they may live too long, die too soon or become disabled.

Retirement Strategies

A key to any financial strategy is preparing for retirement. You’ll be able to offer people a variety of options to help them prepare for their leisure years.

College Funding

Whether preparing to send the first – or fifth – child to college, many families can benefit from the help of a financial professional.

Legacy Strategies

Without a personal legacy plan, the value of someone’s estate can be eroded by taxes, and the disposition of their assets may not be what they intended.

Long -Term Care

A plan to cover long-term care expenses is often overlooked but can be a key component of a solid financial foundation. Although the need for long-term care may be far into the future

Business Solutions

Small business owners need financial and insurance solutions for themselves and their employees, and they need to ensure the future security of their business. 

SIX STEPS TO FINANCIAL INDEPENDENCE

Charting your Financial Future begins with these Six Core Concepts

Contact me today to look at your individual circumstances and see where you are with the Six Steps to Financial Independence.

Cash Flow

Proper Protection

Debt Managment

Build Wealth

Emergency Fund

Preserve Wealth

Building wealth, creating futures.

Trusted financial consulting firm providing expert guidance and personalized solutions to help clients unlock their full financial potential.

A Client-First Approach

The Miliare Group is committed to education, transparency, and personalized guidance. Our consultants take the time to understand each client’s goals and help them explore financial and insurance solutions designed to support long-term stability and peace of mind.

What Clients Are Saying

Helping Families Make Confident Financial Decisions


1
We were impressed by how quickly the fraud detection tools flagged suspicious transactions. The insights were clear, actionable, and helped us prevent potential financial loss.”
2
“With their proactive tax strategies, our family significantly reduced liabilities and created a smarter path toward long-term wealth.”