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Financial Professional

Janice Russ

Janice Russ is a financial professional serving individuals and families in Panama City, Florida, trained and supported by The Miliare Group. They provide complimentary financial guidance to help with budgeting, insurance planning, retirement strategies, college funding, legacy planning, long-term care, and business solutions—focused on clarity, confidence, and informed decision-making.

A devoted wife, mother, and financial professional who has spent her life serving her family, community, and clients with unwavering dedication. Married and  proud mother of four children, all of whom are a testament to her nurturing and compassionate character. Together, Janice and James have built a strong foundation of love, commitment, and faith, which remains central to their lives.

In addition to her family life, Janice has been an active leader in her local church, offering her time and talents to help strengthen the community and support the needs of others. Her deep-rooted faith informs everything she does, from her personal relationships to her professional endeavors.

Janice entered the financial industry in 2018, with a mission to help families secure their financial futures for generations to come. As a Financial Professional, she is committed to guiding individuals and families in making sound financial decisions, ensuring they are equipped to protect and grow their assets. She is a passionate advocate for the values of financial education, empowerment, and legacy planning.

Janice is proud to align herself with the World Financial Group, an organization whose motto—“No Family Left Behind”—she fully supports. She believes that financial security should be accessible to everyone, regardless of background or circumstance. Her approach to financial planning is rooted in trust, education, and the belief that every family deserves a solid plan for their future.

Trusted Providers

Leading Financial & Insurance Providers

The Miliare Group works with nearly 200 of the nation’s leading financial services and insurance providers.

This broad network allows our consultants to help individuals, families, and business owners find solutions across insurance, retirement planning, college funding, legacy strategies, long-term care, and business protection—without being limited to a single company or product.

Real-Word Financial Products

We pair education with practical tools to solve real financial challenges. Clients see clear comparisons and plain- English explanations before choosing solutions that fit their goals and budget

Insurance

The most important part of preparing for the future is protecting it. Help clients prepare for uncertainty, as they may live too long, die too soon or become disabled.

Retirement Strategies

A key to any financial strategy is preparing for retirement. You’ll be able to offer people a variety of options to help them prepare for their leisure years.

College Funding

Whether preparing to send the first – or fifth – child to college, many families can benefit from the help of a financial professional.

Legacy Strategies

Without a personal legacy plan, the value of someone’s estate can be eroded by taxes, and the disposition of their assets may not be what they intended.

Long -Term Care

A plan to cover long-term care expenses is often overlooked but can be a key component of a solid financial foundation. Although the need for long-term care may be far into the future

Business Solutions

Small business owners need financial and insurance solutions for themselves and their employees, and they need to ensure the future security of their business. 

SIX STEPS TO FINANCIAL INDEPENDENCE

Charting your Financial Future begins with these Six Core Concepts

Contact me today to look at your individual circumstances and see where you are with the Six Steps to Financial Independence.

Cash Flow

Proper Protection

Debt Managment

Build Wealth

Emergency Fund

Preserve Wealth

Building wealth, creating futures.

Trusted financial consulting firm providing expert guidance and personalized solutions to help clients unlock their full financial potential.

A Client-First Approach

The Miliare Group is committed to education, transparency, and personalized guidance. Our consultants take the time to understand each client’s goals and help them explore financial and insurance solutions designed to support long-term stability and peace of mind.

What Clients Are Saying

Helping Families Make Confident Financial Decisions


1
We were impressed by how quickly the fraud detection tools flagged suspicious transactions. The insights were clear, actionable, and helped us prevent potential financial loss.”
2
“With their proactive tax strategies, our family significantly reduced liabilities and created a smarter path toward long-term wealth.”